Financing for Restoration — Get Started Today
Don't Let Cost Delay
Your Restoration
Flexible financing through HFS Financial — apply online in minutes, fast decisions, no large upfront payment required.
Restoration Shouldn't Wait — And Now It Doesn't Have To
Water damage, mold, fire — these aren't scheduled expenses. When damage hits your home or business, the clock starts immediately. Waiting weeks for insurance to settle, or putting off restoration because of the upfront cost, can turn a manageable problem into a far more serious — and expensive — one. Mold establishes within 24 to 48 hours of water damage. Structural materials weaken the longer they stay wet. Smoke odor sets deeper into surfaces with every day that passes.
AllPro Restoration has partnered with HFS Financial to offer flexible financing options that let you get restoration work started now — and pay over time in monthly installments that fit your budget. The application process is entirely online, requires only a soft credit pull, and most applicants receive a decision quickly.
Finance Up to 120% of Your Project Cost
AllPro's financing partner offers funding up to 120% of your total project estimate — giving you a built-in buffer for unexpected scope additions that often arise once restoration work is underway. No large upfront payment. No waiting for insurance. Work begins when you're ready.
Four Reasons Homeowners Choose to Finance
Act Immediately
Every hour of delay worsens damage and increases total cost. Financing removes the financial barrier to starting right away — before mold establishes, before structural materials fail.
Insurance Gap Coverage
Insurance claims take time to process. Financing bridges the gap — work starts now, and your claim settlement can be used to pay down the balance when it comes through.
Manageable Monthly Payments
Spread your restoration costs over time with a payment plan tailored to your budget. No single large payment required upfront.
Protect Your Property Value
Unresolved water damage, mold, or fire damage depresses property value and complicates any future sale. Financing helps you protect your investment now rather than paying more later.
How Financing Works — Three Simple Steps
Get Your Free Estimate from AllPro
Call us at (518) 793-5311 or use our contact form to schedule a free written estimate. We'll assess the scope of damage and provide a detailed written quote — the starting point for your financing application.
Apply Online Through HFS Financial
Visit our financing partner HFS Financial through the link below and complete the online application. The process requires only a soft credit pull — no hard inquiry that affects your credit score — and most applicants receive a decision quickly. Funding up to 120% of your project cost is available.
Work Begins — You Pay Over Time
Once approved, AllPro can begin restoration work without delay. You make manageable monthly payments per your financing agreement rather than a large lump sum upfront. If your insurance claim settles during the repayment period, your settlement can be applied to reduce the remaining balance.
Soft credit pull only · Fast decision · No obligation to proceed
What Restoration Projects Qualify for Financing?
Financing is available for virtually any restoration or remediation project AllPro performs. If your property needs it, it almost certainly qualifies.
Water Damage Restoration
Mold Remediation
Fire & Soot Damage
Flooded Basement
Frozen & Burst Pipes
Biohazard Cleanup
Storm Damage
Sewage Cleanup
Not sure if your project qualifies? Call (518) 793-5311 and we'll walk you through your options.
Financing FAQ
Will applying affect my credit score?
No. The initial application uses a soft credit pull only, which does not appear on your credit report and does not affect your credit score.
How much can I finance?
Through HFS Financial, funding is available for up to 120% of your project estimate. The extra 20% provides a buffer for scope additions that commonly arise once restoration work is underway and hidden damage is revealed.
Can I use financing even if I'm also filing an insurance claim?
Yes — and this is one of the most common reasons customers use financing. Insurance claims take time to process and settle. Financing lets you start work immediately, and when your insurance settlement comes through, you can apply it toward your remaining balance.
How quickly will I get a financing decision?
Most applicants receive a decision quickly after completing the online application. The process is designed to be fast so that restoration work can begin without unnecessary delay.
Is financing available for commercial properties?
Financing options are primarily designed for residential property owners. Commercial property owners should call us at (518) 793-5311 to discuss options for their specific situation.
Who is HFS Financial?
HFS Financial is a lending partner specializing in home improvement and property restoration financing. AllPro has partnered with HFS Financial to give our customers access to straightforward financing options without the complexity of traditional loan applications.
Ready to Get Started?
Apply online in minutes or call us to discuss your project and financing options.
(518) 793-5311Locally Owned Since 2004 · Serving Albany, Saratoga & Warren County · IICRC Certified